Stop living paycheck to paycheck, get out of debt and save more money with You Need a Budget.
Why should I care?
YNAB teaches users HOW to budget
The method they teach has 4 simple rules:
- Give every dollar a job – As soon as you get money, you’ll decide what it needs to do—whatever is most important to you.
- Embrace your true expenses – Take those large, less-frequent expenses and break them into manageable, monthly “bills.”
- Roll with the punches – When you overspend in a budget category, just adjust. No guilt necessary.
- Age Your Money – Rules 1 through 3 will help you get a month ahead, so you’ll be spending money that is at least 30 days old.